3. Benefits: Financial Institutions

Management attention and capital allocated to the core business

Our focus are European financial institutions that seek to exit specific geographical retail markets yet still have consumer loan portfolios that need to be managed and serviced until they are run down. 

Two key pain points

Until a solution is found, such institutions must keep an operation and a local presence functioning to service the portfolio and fulfill regulatory requirements, a clear a drag on senior management time, while their continued presence is effectively blocking bank capital in a non-strategic operation. 

Lumix IJ Credit Fund offers a straightforward solution

Due to lack of strategic buyers or other traditional alternatives, such financial institutions might face a limited solution space. In such situations, the Lumix IJ Credit Fund is able to bring smart capital and sound servicing capabilities to solve the problem and allow the company to focus its valuable management attention and capital on core activities.